Michael "Scott" Forehand is a nationally recognized retirement strategist, educator, and media personality. He has appeared on CBS Television morning shows as a retirement strategist, and has a long-running radio show on Sinclair broadcasting. Scott has been using the strategies presented in this manuscript for nearly 20 years. He has trained and taught at live events for many years and continues to speak and educate audiences on a monthly basis. He is highly active on most social media outlets. You can subscribe to his YouTube channel for regular podcast recordings. Scott is interested in helping people create biblically sound retirement plans with a focus on stewardship and legacy.